Looking for how to save money buying a new car? Not trying to get taken for a ride while getting your new ride?  Wanna know the best time to buy a new car so you get massive savings? Great, then keep reading as we’ll answer those questions and share 5 tips on how to save money when buying a new car! TIME THE MODEL YEAR New models are typically delivered to dealers in the Fall, which gives them an incentive to get rid of the prior model years.  So, if you want a 2022 model, get it after the 2023 model is released.  Dealers typically discount prices at that time to make room on the lot or in the showroom. Another little known trick? Buy a demo or certified pre-owned vehicle.  Demo vehicles are typically used only for test drives or as a loaner. Which means that you can luck up on a demo that has low miles AND a discounted price.  Further more, many leased cars are returned with low miles and you may find one that is less than 1 year old when you go shopping.   KNOW THE BEST TIME TO SAVE What is the absolute BEST

Need to open a bank account but confused on what type of “bank” is best for you? Big Bank vs. Online Bank vs. Credit Union – what’s the difference?  Learn the pros and cons of each type of lending institution and how to choose the best one based on YOUR wants, needs and goals from the information in this post! Traditional Banks When people hear the term traditional bank, they typically think of one that has a brick and mortar presence. They also tend to think of the big four players in the industry, which are Bank of America, Citigroup, JP Morgan Chase and Wells Fargo. Now while these are the largest players in this category, it’s worth noting that the category is very broad and includes regional banks such as Regions Financial and BB&T as well as smaller local, community and neighborhood banks. The biggest reasons to choose a traditional bank are technology and convenience. The biggest drawbacks to them tend to be an impersonal feeling when it comes to the customer experience, fees being on the higher end when compared to other types of banks and interest rates on deposit accounts being on the low end. Now let

Saving money on a tight budget or low income can seem impossible.  Especially when you do not necessarily make tons of money; but it all comes down to priorities. It can be hard to set yourself up for success when it feels like you are living check by check but organizing yourself and being consistent can improve a lot. Considering the holidays when there are decorations, gift buying, dinner parties, and many more activities which require spending. In this post we’ll discuss a few tips to help put some money on the side even when it seems like there isn’t any. Sacrifice or Investment? Putting money on the side can seem like it is causing you to deprive yourself from your wants. If you are anything like most people, we often catch ourselves thinking “Well I do put in the work. I deserve it.” The question becomes, is it worth it to go to a fast-food place and then catch yourself stressing over living check by check? Start looking at the money you put away as an investment for you in the future.  Your savings is exactly that, an investment. You are putting money on the side in case of